Involved in an Accident, What to do
Being involved in an accident can be a very stressful event. To help you protect both yourself and your interests, we have provided some basic hints:
- Call the police immediately, and an ambulance if necessary.
- Do not admit liability.
- Record details of the accident including date, time, location, a description of the accident, any injuries, and any charges laid.
- Record details concerning the other party and vehicle such as owner's name and address, phone number, and vehicle year, make and model.
- It is very important to obtain the insurance information of the other driver. This includes the name of the insurance company, the policy number, and the name of the broker or agent.
- Obtain a copy of the police report from the attending officer as this will include the accident report number for future reference.
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- These tips are general rules of thumb only, and may not fit all situations. For the definitive word, contact your insurance broker.